Why Comparing Your Investment Returns Hurts Your Portfolio (And Your Peace of Mind)

If your first thought is ‘What are other people doing better?’ it’s time to shift gears and ask, 'What do I need to be happy and reach my goals?' Define what that means for you and understand what you need to achieve it. Not what sounds impressive when your brother-in-law asks about your portfolio, but what would genuinely make you comfortable.

Benchmarks are an illusion of success

Benchmarks are hurting you financially. You are so determined to beat or match some benchmark you forget about your own situation, goals and timeline. Not matching a benchmark does not mean you failed, and we should never feal that way regarding our finances.

You cant prepare for everything

After you protect yourself against all foreseen risks, the only things left are the unknown risks. So how do you protect against the things you do think will ever happen?

How Small Steps Today Can Lead to Big Wins Tomorrow

When it comes to saving for your big goals, you're probably wondering: how much do you need to save? It's a question that keeps you up at night, and rightfully so. But let me tell you, figuring out the exact amount can be a real pain in the ass.

Rewriting the Rules for Financial Success

Let's talk about the dreaded B word. Budgeting - the word that invokes more dread than a trip to the dentist.

Get Ready to Break Free: Why Your Investment Returns Mean Nothing

When you solely focus on maximizing returns, you're missing the bigger picture. Your financial plan is not hinged just on the highest market return each year. What matters is that they align perfectly with your plan, considering factors like the time frame, amount of money invested, and most importantly, your goals.

The Emotional Toll of Chasing the 1% in Personal Finance: Because Fuck Feeling Inadequate

Success in personal finance is not about building wealth or making it to the 1% club. Constantly comparing yourself to others and setting these high expectations are slowing down your success. It's not about the money, it's all about the joy and happiness.

Mutual Fund Fees (MERs): Not a Scam When Proper Advice is Involved

Are MERs truly a scam, or is there a bigger story to uncover?

Screw the Predictable: How to Create a Retirement Income Plan That's as Dynamic as Your Badass Lifestyle

As your life evolves, so do your money needs. That's why it's downright silly to project a consistent income year after year when it comes to retirement

THE REAL-LIFE JOURNEY OF AN INVESTOR

Life is not how social media portrays it. I am not talking about all the happy smiling, exotic cars, and sunny vacation pictures.

What is the Tax-Free First Home Savings Account (FHSA)

You can’t measure your financial success solely by investment returns

Misconceptions About TFSA Contributions

Fees are not as important as you think

What does a well-diversified portfolio look like

What Exactly Does Portfolio Diversification Mean

Do low volatility stocks benefit your portfolio

Are RRIF’s hurting your retirement income

Benefits of a financial plan

Investing in Stocks

Rebalancing: Safeguard your investments