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When you solely focus on maximizing returns, you're missing the bigger picture. Your financial plan is not hinged just on the highest market return each year. What matters is that they align perfectly with your plan, considering factors like the time frame, amount of money invested, and most importantly, your goals.
Success in personal finance is not about building wealth or making it to the 1% club. Constantly comparing yourself to others and setting these high expectations are slowing down your success. It's not about the money, it's all about the joy and happiness.